Terms of Use
Last updated: September 2026
These Terms of Use govern your access to and use of Decision Globe, including its websites, calculators, comparison tools, decision tools, decision trackers, content and related services (collectively, the “Service”).
By accessing or using Decision Globe, you agree to these Terms. If you do not agree with them, please do not use the Service.
1. About Decision Globe
Decision Globe is an independent, unincorporated decision-support platform designed to help users compare options, understand trade-offs and make better-informed decisions.
Decision Globe provides tools and content across selected markets. Available tools, information and functionality may vary by country or region.
Decision Globe is intended primarily for adults. If you are below the age of legal majority where you live, you should use the Service only with the involvement of a parent or legal guardian where appropriate. Nothing in this section overrides any rights or protections that apply to children or young people under applicable law.
2. Decision-support information
Decision Globe may provide calculations, estimates, comparisons, rankings, scores, recommendations, educational content and other decision-support information.
Unless expressly stated otherwise for a particular service, Decision Globe is not acting as a bank, lender, mortgage broker, insurer, investment adviser, financial adviser, law firm, accounting firm, tax adviser, healthcare provider or government authority.
Nothing provided through Decision Globe creates a professional-client, fiduciary or advisory relationship.
Where a decision has significant financial, legal, tax, medical or other professional consequences, you should consider obtaining appropriate professional advice.
3. Your information and inputs
Some Decision Globe tools require information from you in order to generate a result.
You are responsible for ensuring that the information you provide is reasonably accurate and appropriate for your intended use.
Do not submit passwords, banking credentials, full payment-card details, government identification numbers or other highly sensitive information unless a Decision Globe feature expressly requests that information and explains why it is required.
4. Calculations, assumptions and estimates
Decision Globe results may rely on:
- information supplied by you
- publicly available information
- manufacturer or provider information
- third-party data
- mathematical calculations
- market assumptions
- estimates
- Decision Globe-developed scoring or comparison methodologies
Actual outcomes may differ from estimates.
Future prices, interest rates, market values, depreciation, taxes, insurance costs, maintenance costs, fees, rewards, operating expenses and other variables cannot be predicted with certainty.
Where relevant, users should review the assumptions and methodology associated with a particular tool.
5. Accuracy and changes
We aim to provide useful and reasonably accurate information, but information may become outdated or contain errors.
Prices, rates, fees, specifications, availability, eligibility requirements, laws, taxes and third-party terms may change without notice.
You should verify important information directly with the relevant provider or authoritative source before making a significant decision.
Decision Globe may update, change, suspend or discontinue any tool, methodology, feature or content at any time.
6. Rankings, scores and recommendations
Some Decision Globe tools may rank, score, shortlist or recommend options.
Such results are based on the criteria, inputs, data, methodology and assumptions used by that particular tool.
A result described as “best”, “recommended”, “better fit”, “top choice” or similar should be understood within that context.
It does not mean that:
- the option is objectively best for every person
- every option available in the market has been evaluated
- the result guarantees a particular outcome
- a third-party provider will approve or accept you
7. Market coverage
Decision Globe does not necessarily compare every provider, product or option available in a market.
Some tools may use a selected dataset or exclude options where reliable or sufficiently current information is unavailable.
An option ranking highly within Decision Globe therefore does not necessarily mean that no other suitable option exists elsewhere.
8. Advertising
Decision Globe may support its operations through digital advertising, including Google AdSense and third-party display advertisements.
Third-party advertising vendors, including Google, may use cookies or device identifiers to serve advertisements based on prior visits to this website or other sites across the internet.
Advertisements displayed on Decision Globe are provided by advertising networks. The appearance of an advertisement does not constitute an endorsement, recommendation or guarantee of the advertised product, service, provider or brand.
In the future, Decision Globe may also explore or introduce commercial arrangements such as affiliate referral links, sponsored placements or commercial partnerships. Under potential affiliate or referral arrangements, Decision Globe may receive a commission or referral fee if a user clicks through to a third-party provider or completes a transaction on that provider’s platform.
The existence of any current or future commercial arrangement does not imply that such arrangements are currently active across all tools or pages. Where commercial links or sponsored features are present, they will be clearly identified in accordance with applicable standards.
Commercial and advertising relationships are strictly separated from our independent calculation results, rankings, estimators and decision tools. Commercial arrangements, referral partnerships and advertiser relationships do not dictate our underlying mathematical models, criteria weighting, editorial evaluations or independent tool outcomes.
For detailed information on advertising practices, commercial principles and cookies, please see our dedicated Commercial Disclosures and Cookie Policy.
9. Third-party products and websites
Decision Globe may contain links to products, services or websites operated by third parties.
Those third parties operate independently from Decision Globe and are responsible for their own:
- products and services
- availability
- pricing
- eligibility requirements
- underwriting or approval decisions
- terms and conditions
- privacy practices
A link, inclusion or comparison does not by itself mean that Decision Globe guarantees or endorses a third party.
Your relationship or transaction with a third party is governed by that third party’s terms and policies.
10. No guarantee of eligibility or transaction
A Decision Globe result does not guarantee that you will qualify for, obtain or receive any particular loan, mortgage, credit card, insurance product, vehicle, property, financial product, service, price, rate or other offer.
Third-party providers make their own eligibility, underwriting, pricing and approval decisions.
11. Acceptable use
You may use Decision Globe for lawful personal or business decision-making purposes.
You must not:
- interfere with the security or operation of the Service
- attempt unauthorised access to systems or data
- knowingly introduce malicious software or code
- use automated systems to extract substantial portions of Decision Globe without permission
- reproduce or commercially exploit Decision Globe’s proprietary tools, content, interface or methodology without authorisation
- use Decision Globe for unlawful, deceptive or fraudulent activities
- represent a Decision Globe result as an official approval, guarantee or professional opinion when it is not one
12. Intellectual property
Unless otherwise indicated, original branding, content, design, software, interfaces, tools and proprietary methodologies made available through Decision Globe are owned by or licensed to the operators and are protected by applicable intellectual-property laws.
Third-party names, trademarks and logos remain the property of their respective owners.
No third-party brand appearing on Decision Globe should be understood as implying sponsorship, endorsement or affiliation unless expressly stated.
14. Availability of the Service
Decision Globe is provided on an availability basis.
We do not guarantee that the Service will always be uninterrupted, error-free or available in every country.
Features and market coverage may change over time.
15. Limitation of liability
To the maximum extent permitted by applicable law, Decision Globe will not be responsible for indirect, incidental, special or consequential losses arising solely from reliance on estimates, calculations, comparisons, rankings or informational content provided through the Service.
You remain responsible for evaluating your circumstances and confirming material information before entering into significant transactions.
Nothing in these Terms excludes or limits any liability, guarantee, consumer right or other legal right that cannot lawfully be excluded or limited.
16. Mandatory local rights
Decision Globe is intended for users in multiple markets.
Depending on where you are located, mandatory laws may give you rights that cannot lawfully be excluded by these Terms.
Nothing in these Terms is intended to remove or restrict those rights.
Where a provision of these Terms conflicts with mandatory applicable law, that law will apply to the extent required.
17. Changes to these Terms
We may update these Terms when Decision Globe’s tools, technology, commercial model or legal requirements change.
The current version and its latest update date will be published on this page.
Continued use of Decision Globe following an update constitutes acceptance of the revised Terms where permitted by applicable law.
18. Contact
Questions about these Terms can be sent to:
Legal enquiries